The Columbia Chronicle

Staying Current on Important Trends

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April 10, 2018

I could use some quick tips on investing in stocks. I’m about to graduate with a degree in applied statistics and want to invest a portion of my savings. I’ve been working and saving since my first job in high school, so I’ve got five figures saved up in total. My old roommate encouraged me to invest some of it, but I never took the time to really try. I’m now in a different position with a little more time in my hands, p...

What Causes Car Accidents?

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April 10, 2018

My friends and I have no trouble getting around, because we have a great friend who is always willing to take us places. However, I’m a little worried that we’re not traveling as safely as possible. My friend loves to eat while he drives, and he makes a point of stopping at fast food restaurants almost every time we hit the road. That’s probably not great for his health, but I’m worried that it’s also not great for the s...

Suggestions For An Aspiring Social Worker

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April 10, 2018

I need a second opinion. I’m a junior majoring in sociology, and I’m thinking about how I can plan my last two semesters of college. I was originally thinking about a career in academia. My dad is a professor, and he’s been encouraging me to consider graduate school for that reason alone. I’m not against the idea, but I’m also unsure if a career as a social worker, which is my new direction, really requires graduate sch...

What Makes Real Estate Valuable?

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April 6, 2018

Like most other people, I would like to own my own house someday. But I also know that investing in real estate can be a scary business. My family had it really tough during the housing crisis back in the 2000s, and I don’t want to end up under serious financial strain like that. But I don’t really know how housing values work or what causes them to fluctuate so much, so I’m apprehensive about ever buying a home. Experts, wh...

Advice About AML

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April 6, 2018

I could use some guidance. I’m taking an honors international law and policy course this year, and it’s exceedingly hard. The class writes short papers every week, and a handful of students are chosen to present their findings together. I was one of three randomly selected to present this coming week, which is why we need some help. The topic we’re supposed to discuss is money laundering in the digital age. The history isn...

Sports Popularity in America

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April 4, 2018

I was traveling around the U.K. recently, and I was struck by how much everyone there likes soccer. It’s not that I think their sports fandom is on a totally different level from ours here in America, or anything, but it was kind of amazing to see everyone obsessed with the same sport. I have friends here who are big sports fans, but they like multiple sports and care the most about different sports than each other. Football see...

Managing Money Problems

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March 30, 2018

I’ve worked really hard in school to try to make sure that my future is secure, but I worry about money anyway. I come from a family that has a history of money issues--my parents, aunts and uncles, and older siblings seem to have a knack for spending themselves into debt. I’d feel a bit more secure if I knew what to do if and when I run into money trouble. Any advice? You probably already know the best advice for money troub...

Choosing an Attorney

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March 29, 2018

I know that there will be at least a few times in my life when I’ll need an attorney: if I buy a house, for instance, or when I eventually create a will. Obviously, lots of people have lawyers on retainer and find them when they need them for everything from lawsuits to routine things. But what I don’t understand is how all of these people are finding these attorneys. I know it’s easy enough to pick one out of the phone boo...

The Business of Marijuana

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March 29, 2018

I know that marijuana is legal now in some states. That’s pretty wild, but I’m curious: how shady is the legal marijuana business? It’s hard for me to believe that a drug that was illegal so recently is now at the center of an industry full of legitimate businesses. And isn’t marijuana still illegal at the federal level? Are there legitimate investors and businesses really operating in such a weird legal limbo? Mari...

Pools and Money

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March 29, 2018

I have a question about pools: do they make financial sense? I’ve always wanted to have a pool of my own, but when I mentioned it out loud around my parents when I was growing up, they’d always make some comment about it being a money sink or how it would bring down my property’s value or, worse yet, get me sued. Is there any truth to any of this? Are pools a sound investment, or not? Pools can make a property more fun and...

Building a Better Workplace

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March 29, 2018

The more I read about the #metoo movement and the culture of harassment and assault that exists in our workplaces and schools, the more upset I become. I worry about graduating and joining the working world, because I know that workplaces all over the country have problems with misconduct. But I also want to make a difference and combat the problem. What can we--and I, specifically--do to change the culture and build a better work...

Why You Should Have Insurance

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March 29, 2018

I know that insurance is important, but it seems like a huge hassle to me. Right now I don’t have any insurance, because I’m still in college, but I know that later on I’m going to have to insure stuff like my house. But I’ve got questions. Are all these different types of insurance, like homeowner’s insurance and life insurance, really necessary? How can I decide which sorts of insurance I personally need? How do I go a...

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